If you’ve been hurt in a car wreck, sometimes unfortunately the other side doesn’t have either any auto insurance at all or enough to compensate you for the injury that you’ve sustained. That’s why it’s important to notify your insurance company that you’ve been in this accident so that we can tap into your uninsured or underinsured motorist coverage if you have it.
Just because you didn’t cause the wreck doesn’t mean that we can’t use your insurance policy. If you have uninsured or underinsured motorist coverage, and the other side doesn’t have enough insurance to cover your injury, we can tap into your insurance policy, even though you’re not at fault.
Everyone should sign up for uninsured or underinsured motorist coverage because it’s your way of protecting yourself against the person injuring you, not having enough money to pay you.